David Ferland is a registered representative of and offers securities and advisory services through LPL Financial, Member, FINRA and SIPC . Securities offered to residents of CO, CT, FL, IN, IA, MA, ME, NC, NH, NM, PA, RI, VT & WV. Advisory services offered to residents of ME. Lennox Insurance and Financial, LLC is not an affiliate of LPL Financial.
LPL Financial and its representatives do not offer tax or legal advice. Individuals should consult their tax or legal professionals regarding their specific circumstances.
See LPL Financial Form CRS Customer Relationship Summary, available, for succinct information about the relationships and services LPL Financial offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. LPL Financial's Forms ADV, Part 2A, which describe LPL Financials’ investment advisory services, Regulation Best Interest Disclosure Document, which describes LPL Financials’ broker-dealer services, and other client disclosure documents can be found here.
Some life insurance and annuity policies involve exclusions or limitations.
For costs and complete details of coverage contact your agent.